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Credit Accounts and New CreditsAbout ten percent of the score is based on any new credit that you might incur.

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Such as:Disabled or handicapped individuals who are not the applicant or co-applicantDocumentable childcare expenses for children 12 years of age or youngerDocumentable medical expenses for family members 62 years of age or olderAttendant care expensesDeduction for

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Electronic records in tabular format.

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World Acceptance calculated net charge-offs as a percentage of average loan receivables by averaging the month-end gross loan receivables less unearned interest and deferred fees over the time period under consideration.

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The conditions that would apply under § 1041.