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If you do not have a JMU ID, you must be entered into the Library checkout system (Carrier or Rose Public Services Desk) prior to borrowing from JMU Patrons may use JMU Library Catalog to arrange delivery of media items to other JMU library locations, and faculty may also request delivery Media currently checked-out may be requested by another borrower who has proper identification.
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However in my case, over the course of one year the interest/finance charges on a credit card balance of $2000 with an APR of 22% works out to significantly less than the interest accrued on a student loan of $65,000 with an APR of 6.
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