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Direct payday loan lenders list the presumption of unaffordability in § 1041.
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The logbook or V5 document is also held by the lender until the loan is settled.
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For example, many cities have psychiatry or counseling centers, gynecological offices and emergency care centers that provide affordable appointments.
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Analysis by the Bureau of similar disclosures implemented by the State of Texas, showing a reduction in loan volume of 13 percent, confirms the limited magnitude of the impacts from the field trial.
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