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The portfolio default rate for each period would cover all loans made under § 1041.

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Whalen predicted the refinance market will dry up.

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The rules also prohibit the use of cross-guarantees to meet any of the day-trading margin requirements.

The statements that "90% of top lenders use FICO Scores" and "FICO Scores are used in 90% of credit decisions" are based on a third-party study of all versions of FICO Scores sold to lenders, including but not limited to scores based on FICO Score 8.

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