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So as of now I'm waiting to receive the $500 its been like 3 days of waiting as of now.
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That number would be higher if not for a few things.
Most of my peers and co-workers were Harvard, Kellogg, Wharton, Stanford, U of Chicago, etc MBA grads.
If you feel one or both of you plan to leave your jobs within 12 months, definitely try and refi again if the rates are worth it.
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They are also saying I misunderstood and my accounts are not deliquent.
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