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The FCA regulation calls for loan companies to tell the borrower the precise repayment schedule of the loan.
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Accordingly, using this 30-day reborrowing window, the Bureau is proposing a presumption of unaffordability in situations in which the Bureau believes that the fact that the consumer is seeking to take out a new covered short-term loan during the term of, or shortly after repaying, a prior loan generally suggests that the new loan, like the prior loan, will exceed the consumer's ability to repay.
The system offers dental, life, medical and disability insurance, along with a 401(k) plan and wellness program.
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