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The Bureau seeks comment on whether the principal reduction requirements are appropriate under proposed § 1041.
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They should not still be doing that when Rehab is finished, it should be transferred to a loan servicer as a current loan at that point.
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Some believe they are lazy, others believe they have a stroke of bad luck.
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In this instance, the requirement would not be satisfied, and the lender would be prohibited from making a new covered short-term loan under § 1041.