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The proposal would benefit firms that apply to become registered information systems by requiring lenders to furnish information regarding most covered loans to all registered information systems and to obtain a consumer report from a registered information system before originating most covered loans.

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As noted above, in the discussion of the benefits and costs to covered persons of the provision relating to covered short-term loans, a number of the proposed provisions concern activities that lenders could choose to engage in absent the proposal.

Prior to the expiration date of the rotating category, you should assess whether or not there is something within the category you will use in the future.

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Registration Statement (Form S-1), at 12 (Nov.