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The section concludes with a discussion of the possibility that lenders would respond by modifying their loan terms or product mixes to either make it easier to originate loans under the rule or to avoid falling within the scope of the rule.

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Depending on your lender, you may be required to fill out additional information once the loan process has begun, but this will not take much time.

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You can also use your employer as a reference.

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In most cases, the loan payments are of equal size and can be made biweekly, semi-monthly, or monthly.

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