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The following example highlights the difference between only paying the minimum and paying a fixed amount:For a purchase of £1,000 on your Halifax Clarity CREDIT CARD.

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Any fees youre paying are to a document processing company that you dont need to pay.

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Another alternative option for a personal loan is using a crowdfunding platform.

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Total amount repayable is £459.

Many lenders require that you have a checking account so that they can cash your check and get the money you owe them.

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