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Lenders also may debit a consumer's account soon after an initial attempt fails—sometimes making multiple attempts over a short period of time—or months after the original payment attempt failed.

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All preferred lenders must meet the following expectations.

Finally, proposed comment 9-2.

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The Bureau seeks comment on current compliance programs among lenders that make covered loans, including on the level of detail in written policies and procedures and on training and other programs to ensure that lender staff understands and complies with these written policies and procedures.

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