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There are other loans available at great rates, although they are on shorter fixed-term timeframes.
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Warning If your collateral is a savings account, then the amount in your account equaling your personal loan will be unavailable to you until the loan has been paid off.
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When paid over a seven-month period under a traditional installment monthly payment plan, the 18% loan carries a monthly payment of $76, compared to a monthly payment of $89 for the 69% loan.
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