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Lenders would benefit from being able to obtain from a registered information system in real time, or close to real time, reasonably comprehensive information with respect to an applicant's current outstanding covered loans and borrowing history with respect to such loans, including information from which the lender can identify prior defaults.

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The new loan would result in the consumer having covered short-term loans outstanding for an aggregate period of 100 days during the consecutive 12-month period.

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Federal data suggest a widespread misconception: Among undergrads who didn’t seek aid, 44% said they thought they were ineligible for such support, making eligibility concerns the most common reason these students left aid on the table.

Thus, at the end of the year, you will have a fully repaid loan, and hopefully have an improved credit score.

Financial aid will not be disbursed until prior year charges are paid.

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