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These companies are similar to credit bureaus that track how consumers pay their bills and other debts.
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The types of loans the company helps set up for small businesses include small business loans of up to $1 million, merchant cash advances, equipment loans, factoring, 401(k) rollover funding and lines of credit.
The Dodd-Frank Act does not define “payday loans,” and the Bureau is not proposing to do so in this rulemaking.
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For example, if a credit union makes a covered longer-term loan under § 1041, advance me today payday loan in 68352.
It could be in-town, or across the country.
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It may also attract additional borrowers, who may be of lower risk than the lenders' current borrowers, and may also reduce the credit risk posed by existing borrowers taking out loans as they are currently structured.
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Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 12 months.