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you will still be able to swipe your card to make your payment if a merchant We will be mailing replacement chip-enabled debit cards to all active debit card holders by Summer 2017.

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In 2017, the Reserve Bank of India (RBI), India's central bank and financial regulator, issued a directive on request from large ATM network and card-issuing banks which expressed concern about the growing cost of ATM network operations, large cash outflows, and other problems.

Although most lenders allow you to re-purchase or renew your loan, this is not recommended, as it can lead to a cycle of loans that end up costing you much more in the long term.

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