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There are also eligibility factors for financial assistance based on the activities of the owners and the historical operation of the business.

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Also, note that the copies of the 1099s that you send to IRS must use a version of the form that is printed in red, along with a 1096 cover form also printed in red.

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FHA loans require no credit score; and, VA loans, USDA loans, and conventional loans each require a minimum credit score of 620.

And, it can actually work to your advantage if you can pay the balance when the bill arrives, says Beverly Harzog, an independent credit card expert and consumer advocate.

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A goes for nine months and are allowed another, six-month grace period after most periods of deferment.

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