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But with online paydays, it has become harder for lenders to conduct background checks to assess the real default risk that they face.

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Do what it takes, from setting up a monthly reminder on your cell phone or your calendar, or start a recurring monthly payment from your checking account so that it doesn't slip your mind.

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While our scale for good goes as low as 680, youll have a much harder time getting approved for credit card offers the further below 700 your credit score is.

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  • Payday loans are usually priced at a fixed dollar fee, which represents the finance charge to the borrower.
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