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This presumption would be undermined if consumers, who would be precluded from reborrowing by the presumption under proposed § 1041.

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The three states have distinct approaches to regulating title loans, but enough similarities to allow meaningful comparisons.

Megan McArdle responds to my post about consumer lending in Missouri by expressing skepticism that it's possible to lend to people with bad credit unless you do so at extremely high interest rates.

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If they need a core working capital requirement to be funded, initially , in the process of transition, this should be by way of a term loan.

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We suspect that because we did not want to finance a large amount, the underwriter manager wanted to ripe us off.

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While these are legitimate concerns, I had to let them know I felt as if I had some control over my spending.