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and the persistent (and seriously unnecessary) phone calls.

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Following the lead of the Small Business Administration's standards, it's generally fair to say that any individual with a 20 percent or greater stake in a small business should be part of the loan-gurantee process.

Exactly…thats where their rhetoric stops.

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DEYOUNG: Had I written that paper, and had I known 100 percent of the facts about where the data came from and who paid for it