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Because of this, they charge high interest rates and upfront fees to compensate for their higher losses and to ensure they get the most out of someone before they default on their payments.

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This assures that lenders can collect enough money from enough consumers to allow the lenders to stay in business and profit despite extraordinarily high levels of default.

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Advance Me Today Payday Loan

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Though each lender has to opperate within the state laws that government them, they have their respective approaches to handling late payments.

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Paying only the minimum amount due.