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Unlicensed lenders operate in states under the assumption they can export laws from their state or tribe (Indian Tribes are generally treated as federal entities) into other states.
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Amy Feldman: Tell me a bit about why you decided to launch the new loan program rather than partnering with an alternative lender as some other banks have.
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Payday loans are also known by a range of other names, including deferred deposits, cash advances, deferred presentment, and credit access.
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That time the interest rate was 18.
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Paul Bremer, the head of the CPA, reminded the committee that "the subject of today's hearing is the CPA's use and accounting for funds belonging to the Iraqi people held in the so-called Development Fund for Iraq.