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“you” or “your” means the “Borrower” specified in the Loan Schedule;
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After a lender provides the consumer rights notice in § 1041.
In addition, lenders would be required to estimate borrowers' basic living expenses, and lenders could do this in a variety of ways, complicating estimates of the effects of the requirement.
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You dont pay your mortgage, the bank forecloses on your house.
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