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For lenders offering unsecured loans fair credit usually signals that a borrower has some dings in his or her credit profile such as a few late payments.

Fusaro does maintain though, that CFA, this watchdog group, has really taken his e-mails out of context and just made false accusations about him.

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If you enroll into either the Income Contingent, Income Based, or Pay As You Earn repayment plans, you loan balance would be forgiven at the end of the term if you still have a remaining balance.

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You can expect your RRSP contribution to generate a tax refund of about $1,000 (you may qualify for other tax credits that bump up your refund even more).

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Borrowers approved for a Small Loan are only eligible to borrow up to $2000 on their first Small Loan.

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They were developed and marketed as one-off loans for unexpected expenses or luxury items but in reality were mainly used to fund everyday expenses such as groceries, bills and the costs associated with owning a car, according to the charity Citizens Advice.