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At The Times' request, the Department of Education compiled data from its latest National Postsecondary Student Aid Study, which is conducted every three to four years with a representative sample of students — about 95,000 undergraduates in 2012, including 3,500 or so veterans.

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We want to honor the men and women in the military that have made sacrifices to serve our country, which is why we offer low interest rates, low down payments, and extended payoff terms for military personnel.

#Repayment amounts are based on applied interest rate and include processing fee.

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If you are not yet a member of APS Benefits you may still apply for a loan but you will need to complete a membership application as well.


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Loan origination funds will also typically target a higher yield on lending than banks, and this accounts for the increased appeal of these funds to investors including pension funds seeking yield in the low interest rate environment of recent years.