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Repayment terms may be regulated by state and local laws.
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This is due to the rounding in your monthly payment figure.
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This type of cashback is a great boon, but there can be problems so it's never 100% guaranteed that you'll receive it - so don't count it as a bonus until it's safely in your account.
Form 1040EZ is generally used by single/married taxpayers with taxable income under $100,000, no dependents, no itemized deductions, and certain types of income (including wages, salaries, tips, taxable scholarships or fellowship grants, and unemployment compensation).
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In general, the issuers will charge an annual fee and a cash advance fee, but in some cases, cards will not charge a foreign transaction fee.