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As detailed below, the Bureau believes this evidence appears to support both a regulation that would alert consumers in advance of upcoming payment withdrawal attempts and a regulation that would provide specific consumer protections against unfair and abusive lender conduct when past payment withdrawal attempts have failed.

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Advance Me Today Payday Loan

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While payday lenders could make loans using the ATR approach to borrowers who had reached the annual borrower limits, the ATR approach, as noted above, would allow less lending than the repeated lending limit.

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