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These loans are made to students and parents and may have fixed or variable interest rates and accrue interest from the time the loan funds are disbursed.

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In light of these competing considerations, the Bureau has chosen to propose the approach of supplementing the proposed § 1041.

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” The only exception was when multiple payment requests were submitted on the same day; if two or more failed, only the first failed payment request was considered a re-presentment.

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Usually, lenders like to see your debt-to-income ratio under 40%.