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Apparently GILA is unaware of the ability of residents of Georgia to visit a payday loan Internet site or call an operator of an offshore or out-of-state call center to secure a payday loan.
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The following areas will be evaluated by the Ohio Development Services Agency staff in making a determination that the business is eligible to receive Minority Business Direct Loan financing.
If a lender has the ability to withdraw payment directly from a borrower's checking account, especially when the lender is able to time the withdrawal to align with the borrower's payday or the day the borrower receives periodic income, the borrower may lose control over the order in which payments are made and may be unable to choose to make essential expenditures before repaying the loan.
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In particular, the Bureau solicits comment on whether the formal presumption and prohibition approach in § 1041.
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