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The Bureau also seeks comment on whether, in circumstances when the payment amount is different from the regularly scheduled payment amount, the unusual payment notice should state the amount of the regularly scheduled payment that the transfer deviates from.
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Most home-equity loans and HELOCs use the following formula to determine how much to lend: 75-80% of current home
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As mentioned previously, traditional payday loans are expected to be phased out completely within the next 5 years.
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This would have a larger impact on the total volume of payday loans that could be originated than would the proposal.
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