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Bad credit can lead to denials of credit.

Democratic presidential hopefuls Clinton and Sanders both have proposed ways to lessen the burden of federal college loans, mostly by speeding refinancing of the debt at lower interest rates.

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Judge snarled, insisting he wasn't asking anyone to be a "mind-reader.

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Small consumer finance companies offer small, short-term loans that cost up to 60% APR, usually in the range of 25-36% APR.

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Stumpf no doubt believes that aggressive sales practices take place at other banks and companies, that some companies have done such a poor job of protecting data that all kinds of customer information was hacked, that some sold overly formaldehyded lumber from China, that some paid bribes, that some bundled a lot of mortgage loans and stamped ridiculously high ratings on them, and that some even at this moment are risking a serious European problem because of their recent mistakes.

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Furthermore, the Bureau seeks comment on whether electronic delivery should be subject to additional requirements, including specific provisions of the E-Sign Act.

In particular, a lender—as when it has the right to initiate transfers from a consumer's account—can continue to obtain payment as long as the consumer receives income, even if the consumer does not have the ability to repay the loan while meeting her major financial obligations and basic living expenses.

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However, having bad credit history does not necessarily mean your loan request being useless.

When a need for financing arises, unbanked consumers may be forced to take high-interest loans with very expensive and unfavorable terms.

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Orchard was recommended and sounds great (except for the annual fee).