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In a way it makes me mad that the Financial Institutions dont have higher standards.
The second method is to obtain additional reliable information about a consumer's expenses other than the information required to be obtained under § 1041.
These were leaving the borrower in a serious financial situation that meant they were unable to pay back any of the amount that had been borrowed.
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- Data derived from Appendix D—Alternative Financial Services: National Tables.
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Late payments for utility bills such as electricity or phone will still only appear on your credit rating if you're 60 days or more late making the payment.
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