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An automated repayment plan is when you authorize a lender to take regular payments directly from your bank or debit card when a payment is due.

The Bureau's proposed approach is intended to respond to many of these concerns by providing for a wide range of methods for obtaining verification evidence for a consumer's net income, including electronic methods that can be securely automated through third-party vendors with a consumer's consent.

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March 25, 2009 at 1:57 PM

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In the past year, the average Florida payday loan had Richard Cordray, head of the Consumer Financial Protection Bureau, disputed Ross’ description of Florida’s law as the "gold In Florida, "these loans are still being made above the 300 percent, and they are being rolled over on average nine times," Cordray said.

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The author does a super job of describing how money is created via issuance of debt, since its fiat money with no gold backing.

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Without the benefit of experience or actual historical financials, it's easy to overestimate a new company's revenue and underestimate costs.

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